What does Medicare Part D provide coverage for?

Medicare Part D is specifically designed to provide coverage for prescription drugs. This program was established to help beneficiaries afford the cost of their medications, which can be a significant expense for individuals, particularly those with chronic health conditions requiring ongoing treatment. Part D plans are offered by private insurance companies that are approved by Medicare, allowing beneficiaries a variety of options to choose from based on their individual needs, medications, and budget.

Medicare Part D does not cover inpatient hospital care, outpatient services, or home healthcare, which are covered under different parts of Medicare. For instance, inpatient hospital care falls under Medicare Part A, while outpatient services and home healthcare services are generally covered under Medicare Part B. Understanding the distinct roles of these parts of Medicare is essential for beneficiaries to maximize their healthcare benefits.